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Multi-family dwelling

A multi-family dwelling refers to a structure that contains more than one separate residential dwelling unit, which is used or occupied, or is intended to be used by several families or home units.

A multifamily home is any residential property containing more than one housing unit. A duplex, semi-detached house, townhome or apartment complex can all be good examples of a multifamily dwelling. 

Some multi-family dwellings can start out as large single-family homes that an owner or developer decided to divide into multiple units. Each unit in a multi-family home has its own address, its own kitchen and bathrooms and typically its own entrance. 

In terms of financing a multi-family dwelling, if the owner lives in one of the units as well, they are not considered an investor, but if they live elsewhere they are officially considered an investor for tax purposes. 

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